Consultation
Retirement Income Review
A structured review of your workplace and personal pensions, drawdown options, and tax-aware income sequencing for life after work.
Who it is for
Individuals and couples within five to ten years of leaving full-time work, or already drawing pension income and wanting a second opinion.
The result you receive
A written income plan that shows how your pots, State Pension, and any other savings can support the lifestyle you describe — with clear notes on risks and tax timing.
Scope
Full mapping of current pension arrangements, projected retirement income under different withdrawal patterns, and a recommended order for accessing funds.
Included
- Collection and plain-English summary of each pension scheme
- State Pension forecast review and gap analysis
- Modelled income scenarios across early, standard, and later retirement ages
- Tax-efficient sequencing notes for UK residents
- One follow-up call within 30 days of the written report
Not included
- Investment fund selection or discretionary portfolio management
- Legal drafting of wills or trusts
- Mortgage or equity-release product placement
How the engagement runs
A regulated advice consultant from Holloway Pension Partners, based in Northern Ireland and working with clients across Great Britain.
- Introductory conversation to clarify goals and current arrangements
- Document gathering — statements, forecasts, and scheme booklets
- Analysis and draft income plan
- Presentation meeting to walk through findings
- Final written report and optional follow-up call
Delivery & preparation
Meetings by video call or at our Upton King office; paperwork exchanged securely by email.
Bring recent pension statements, National Insurance record or State Pension forecast, and a rough monthly budget for life after work.
Advice is provided under UK financial services rules. We cannot advise on overseas pension transfers without a separate engagement.
Next step
Request a retirement income review on the contact page and note your preferred meeting window.
Arrange an introductory call